Injured in an Orlando crash? Tony Caggiano Personal Injury Lawyer fights to recover full compensation for you. Call (407)244-1212 for a free case evaluation.
A car accident can upend your health, your income, and your sense of security in a single moment. You did not cause this, yet you are the one left with medical bills and missed paychecks. Our Orlando car accident attorneys take that burden off your shoulders. We handle the insurance companies, build the evidence, and pursue the money you are owed while you focus on healing.
Why Choose Tony Caggiano Personal Injury Lawyer for My Orlando Car Accident Claim?
Experience and trial results set this firm apart. Our founding attorney is Board Certified in Civil Trial Law by The Florida Bar, a distinction held by fewer than 1% of attorneys in the state. That certification is the highest recognition of trial skill Florida offers.
We have represented injured people across Orlando and Central Florida for more than 35 years. During that time, our work has produced major recoveries, including a $30 million jury verdict and multiple seven-figure results.
That standing is recognized within the profession as well. The presidents of the Florida Bar have twice appointed our founding attorney to chair the Civil Trial Law Certification Committee, the body that evaluates other attorneys seeking the same credential. Few firms bring that level of recognized trial authority to a car accident claim.
Insurance companies track which firms actually try cases and which ones only settle. Our reputation as a trial firm gives you leverage at the negotiating table. When an insurer knows we are prepared to put your case in front of a jury, fair settlement offers tend to follow.
Every case is prepared as if it will go to trial. Our team is available 24/7 and keeps you informed at every stage. You will never feel like a file number here.
Why Should I Hire a Car Accident Lawyer?
After a crash, the insurance company assigns adjusters and lawyers whose job is to pay you as little as possible. You should have someone with equal skill on your side. An experienced Orlando car accident lawyer levels the field.
Most injured people do not know what their claim is truly worth. Early settlement offers often arrive before the full extent of your injuries is clear. Once you accept, you cannot reopen the claim, even if you need surgery months later.
Our attorneys investigate the crash, gather the evidence, and calculate the full value of your losses. We deal directly with the adjusters, so you do not have to. That protection matters most when injuries are serious and the money on the table is significant.
How Our Orlando Car Accident Lawyers Build Your Case
A strong claim is built on evidence, not assertions. From the moment you hire us, we move quickly because key evidence can disappear within days. Our team gathers:
- The crash report, photographs, and any available traffic or surveillance footage
- Witness statements taken while memories are fresh
- Accident reconstruction analysis when fault is disputed
- Your medical records and input from your treating providers
- Economic expert projections of your future costs
Each piece connects your injuries to the crash and ties a dollar figure to your losses. By the time we present your claim, the insurer will see a case ready for a jury.
How Much Is My Car Accident Case Worth?
No honest lawyer can promise a number before reviewing your case. The value of a car accident claim depends on the specific facts, but a few factors drive nearly every result:
- The severity and permanence of your injuries
- Your medical expenses, both current and future
- Lost income and reduced earning capacity
- The strength of the evidence showing the other driver’s fault
A broken bone that heals is valued differently from a spinal injury requiring lifelong care. Cases involving permanent injury or clear liability generally carry higher value. Our team works with medical and economic experts to document every dollar of loss, so no part of your claim is overlooked.
How Much Does It Cost to Hire a Car Accident Lawyer?
You pay nothing upfront. We handle car accident cases on a contingency fee basis, meaning our fee is a percentage of the compensation we recover for you. If we do not win your case, you owe us no attorney's fee.
This arrangement keeps quality legal representation within reach for everyone, regardless of income. It also aligns our interests with yours. Because we are paid only when you recover, our team is motivated to pursue the strongest possible outcome.
Your free case evaluation costs nothing and carries no obligation. You can learn where you stand before deciding anything.
What to Expect When You Work With Our Firm
The legal process can feel uncertain after a crash, so we keep it clear from the start. During your free case evaluation, we review the facts, explain your options, and tell you honestly whether you have a claim worth pursuing. There is no pressure to sign.
Once we take your case, our team manages the moving parts. We open communication with the insurers, handle the paperwork, and track every deadline so nothing slips through the cracks. You stay focused on your recovery while we advance the claim.
We keep you informed at each stage, from investigation through negotiation. If the insurer refuses to offer fair value, we are prepared to file suit and take your case to trial. Throughout the process, you can reach our team with any questions, as we are available 24/7.
What Compensation Is Available After a Car Accident?
Florida law allows injured people to recover two broad categories of damages. Together, they are meant to make you whole after another driver’s negligence. Your recovery may include both types, depending on the harm you suffered.
Economic Damages
Economic damages cover your measurable financial losses. These are the costs you can document with bills, records, and pay stubs. They commonly include:
- Medical expenses, including emergency care, surgery, and rehabilitation
- Future medical costs for ongoing treatment
- Lost wages from time missed at work
- Reduced earning capacity if your injuries limit your career
- Property damage to your vehicle
Non-Economic Damages
Non-economic damages compensate for losses without a direct monetary value. They reflect the real human cost of a serious injury. They commonly include:
- Pain and suffering
- Emotional distress and mental anguish
- Loss of enjoyment of life
- Permanent scarring or disfigurement
In rare cases involving especially reckless conduct, such as drunk driving, a court may also award punitive damages to punish the at-fault party.
How Long Do I Have to File a Lawsuit After a Car Accident in Florida?
You generally have two years from the date of the crash to file a car accident lawsuit in Florida. This deadline is called the statute of limitations, and it is set by Florida Statute § 95.11. The two-year period applies to most negligence claims that accrued on or after March 24, 2023.
This rule changed recently. A 2023 tort reform law shortened the deadline from 4 years to 2, so older information online may be outdated. The clock typically starts on the date of the accident, not the date you finish treatment.
If you miss the deadline, the court can dismiss your case permanently. Acting early also protects evidence before it disappears. We encourage you to call our Orlando car accident lawyers as soon as possible after a crash.
Florida Is a No-Fault State: How PIP Affects Your Claim
Florida is a no-fault auto insurance state. Under Florida Statute § 627.736, every registered driver must carry at least $10,000 in personal injury protection (PIP) coverage, plus $10,000 in property damage liability. After a crash, your own PIP coverage pays a portion of your medical bills and lost wages, regardless of who caused it.
PIP coverage has limits. It generally pays 80% of medical expenses and 60% of lost wages, up to the $10,000 cap. To access the full benefit, you must seek treatment within 14 days of the accident.
Serious injuries often exceed what PIP covers. Florida Statute § 627.737 allows you to step outside the no-fault system and pursue the at-fault driver directly when your injuries meet the serious injury threshold. That threshold includes permanent injury, significant and permanent scarring or disfigurement, significant and permanent loss of an important bodily function, or death. Our attorneys determine whether your case qualifies and build the claim accordingly.
Types of Car Accident Claims We Handle
Crashes take many forms, and each carries its own injury patterns and liability questions. Our Orlando car accident attorneys handle the full range of collision types.
Rear-End Collisions
A rear-end crash often leaves the trailing driver at fault for following too closely. These collisions frequently cause whiplash, back injuries, and concussions. We document the chain of events to establish liability and connect your injuries to the impact.
T-Bone Collisions
T-bone, or side-impact, crashes commonly happen at intersections when one driver runs a light or fails to yield. The occupants on the struck side face a high risk of serious injury. Our team investigates signal timing, right-of-way conditions, and witness accounts to establish fault.
Head-On Collisions
Head-on crashes are among the most dangerous because of the combined force of both vehicles. They often result from wrong-way driving, unsafe passing, or impairment. These cases require a thorough investigation, and we pursue every available source of compensation.
Intersection Accidents
Orlando’s busy intersections are frequent crash sites, often caused by red-light running or failure to yield. Liability can involve more than one driver. We reconstruct the sequence of events to identify each responsible party.
Rollover Accidents
Rollovers can cause catastrophic injuries, including spinal damage and traumatic brain injury. They may involve driver error, a tire failure, or a defective vehicle component. Our attorneys examine every factor to hold the right parties accountable.
Hit-and-Run and Uninsured Driver Accidents
When the at-fault driver flees or carries no insurance, your own coverage may be the key to recovery. Uninsured and underinsured motorist coverage, if you carry it, can pay for your injuries in these situations. We help you locate every available source of compensation when the other driver cannot.
Multi-Vehicle Pileups
Chain-reaction crashes on Orlando’s interstates can involve multiple drivers, complicating fault determination. More than one party may share responsibility for your injuries. Our team untangles the sequence of impacts to identify each negligent driver and the applicable coverage.
What Should I Do After a Car Accident in Orlando?
The steps you take after a crash can protect both your health and your claim. Acting carefully in the first hours and days makes a difference later. We recommend the following:
- Call 911 and report the crash so an official record exists.
- Seek medical care promptly, even if you feel fine, and do so within 14 days to preserve PIP benefits.
- Photograph the vehicles, the scene, and any visible injuries.
- Collect names and contact information from drivers and witnesses.
- Avoid giving a recorded statement to the other driver’s insurer before speaking with an attorney.
Insurance adjusters may contact you quickly, in a friendly tone, with a fast offer. Politely decline to settle until you understand the full scope of your injuries. Then call our Orlando car accident lawyers so we can protect your rights from the start.
What Are Common Car Accident Injuries?
Car accident injuries range from temporary strains to permanent disabilities. The forces involved in a collision can harm nearly any part of the body. Some injuries are obvious at the scene, while others surface days later.
Common injuries we see in Orlando crash claims include:
- Whiplash and other neck injuries
- Back and spinal cord damage
- Broken bones
- Traumatic brain injury (TBI)
- Internal injuries and serious lacerations
Delayed symptoms are common, which is why prompt medical care matters so much. A documented link between the crash and your injuries strengthens your claim. Our team works with your medical providers to record the full extent of your condition.
Some injuries carry lifelong consequences. A spinal cord injury may lead to partial or full paralysis, and a traumatic brain injury can change memory, mood, and the ability to work. For these cases, we account for future care, lost earning capacity, and the lasting impact on your daily life, not just today’s bills.
What Are the Most Common Causes of Car Accidents in Florida?
Most crashes trace back to driver negligence rather than chance. Identifying the cause is central to proving who is responsible. Across Florida, several causes appear again and again:
- Distracted driving, especially texting behind the wheel
- Speeding and aggressive maneuvers like unsafe lane changes
- Impaired driving
- Failure to yield and running red lights at intersections
When a driver’s careless choice causes your injuries, that negligence is the foundation of your claim. Our attorneys gather the evidence needed to prove it and connect it directly to your losses.
Car Accident FAQ
Not always just the other driver. An employer, a vehicle manufacturer, or a government entity may share fault. We identify all responsible parties to increase your compensation.
Possibly. Under Florida’s modified comparative negligence rule (§ 768.81), you can recover if you are 50% or less at fault, with damages reduced by your share.
A negligence claim has four elements: duty, breach, causation, and damages. Our attorneys build evidence for each one, so your claim stands on solid ground.
Most claims settle. Even so, we prepare every case for trial, which pressures insurers into fair offers and means we are ready to litigate if needed.
Rarely. Early offers often arrive before your full medical picture is clear and fall short of your claim’s value. Let us evaluate any offer before you accept.
A missing seat belt does not automatically end your claim. It may reduce recovery only if the defense proves that the lack of a seat belt contributed to your injuries.
Orlando Car Accident Statistics
Central Florida’s heavy traffic, tourist volume, and busy interstates make car crashes a daily reality. Statewide crash data on the Florida Department of Highway Safety and Motor Vehicles crash dashboard shows hundreds of thousands of collisions each year, and many leave people with lasting injuries. Each crash represents real harm to real families.
These realities underscore why preparation matters. Behind every statistic is a person facing medical bills, lost income, and an uncertain recovery. Our Orlando car accident attorneys treat each client as more than a case file, with the attention a serious injury deserves.
Call Our Orlando Car Accident Attorneys Today to Schedule a Free Case Evaluation
If a negligent driver injured you or someone you love, you do not have to face the insurance companies alone. As an experienced Orlando car accident lawyer, Tony Caggiano has the trial record and board-certified skills to pursue the full compensation you deserve.
We work on a contingency fee basis, so you pay no attorney's fee unless we win. Our office serves clients throughout Orlando and Central Florida, and our team is available 24/7 to take your call.
Do not wait while the two-year deadline runs and evidence fades. Call Tony Caggiano Personal Injury Lawyer today at (407)244-1212 for your free, no-obligation case evaluation.
